Your Own Virtual CFO – For a Fraction of the Cost.

Your Strategic Finance Partner — Without the Full-Time Cost

“Smart CFO is our premium, advisory-led service for small businesses that want to grow with clarity. We go beyond compliance to help you plan, forecast, and optimise".

It’s not just data and reports. It’s direction for your business.

Quarterly cash flow forecasts and planning

Custom dashboard access (powered by Xero & AI tools)

Business health tracking + alerts for red flags

1:1 Strategic review every month or quarter

We help you make smarter decisions — from how to price your services to how much to reinvest. No fluff. Just practical support grounded in your real numbers.

Think of us as your strategic co-pilot.

Includes:

• Review of current pricing & profit margins

• Goal planning sessions

• Business modelling support (if needed)

Stop guessing what’s around the corner. We’ll map out your cash flow — what’s coming in, what’s going out, and when.

This lets you plan ahead, avoid shortfalls, and make confident decisions.

Includes

• Forward-looking cash flow projection

• Seasonal pattern tracking

• Scenario planning for big decisions

You don’t have to interpret the numbers alone. We’ll sit down with you regularly to talk through your figures, answer questions, and help you stay on track.

It’s advice you can use — not just reports you file away.

Includes:

• Action-focused video or call session

• Custom review pack

• Real talk, real clarity

We monitor the financial health of your business like a watchful partner. If something doesn’t look right — we flag it. Before it becomes a problem.

It’s peace of mind, in the background

Includes:

• Monitoring of key risk indicators

• Early warnings on tax, cash, or overdue invoices

• Regular business “health checks”

Get a real-time view of your business in one place. Our dashboard connects to Xero and uses smart tools to highlight what matters — no jargon, just clear visuals.

It’s like your own financial control panel, available anytime

Includes:

• Live financial KPIs

• Trend charts & performance indicators

• AI-powered alerts and summaries

What You'll Get with Our CFO Service

💰📐 Pricing & Growth Support

🖥️ Custom Dashboard Access

🚦🧭 Business Health Tracking and Alerts

📞 1:1 Strategy Review Sessions

📈 Cash Flow Forecasts

Know Where You Stand. Plan Where You’re Going

No more financial guesswork. Our Smart CFO service gives you sharp monthly insights, forward-looking trends, and full visibility — without the spreadsheet overload.

You focus on growing your business. We’ll handle the strategy behind the numbers.

You focus on growing your business.
We’ll handle the strategy behind the numbers.

Why Clients Trust Smart AI Reporting

We turn numbers into clarity — and clutter into calm.
No more spreadsheet stress or surprise figures. Just clear, consistent reports that help you make confident business decisions, month after month.

It’s smart, simple, and always backed by real humans who’ve got your back.

You’ll receive simple updates that show how your business is performing and where the numbers are trending.

Clear Monthly Financial Insights

We help you understand what’s coming up, what needs attention, and how to make confident decisions using your figures.

Support With Planning and Strategy

What You Can Expect

You’ll have organised sessions focused on your goals, financial health, and practical next steps for your business.

Structured Reviews and Check-Ins

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Frequently asked questions

What exactly is the Smart CFO service?

Smart CFO is our premium, advisory-led service that goes beyond compliance. You get clear monthly reports, strategic reviews, cash flow forecasting, and expert guidance — all tailored to your business goals. It’s like having a part-time finance director, without the full-time cost.

Do I need to be a large business to benefit?

Not at all. Smart CFO is designed for ambitious small businesses, especially Ltd companies and solo founders ready to grow. If you’re making decisions based on gut feel and want more clarity and structure — this is for you.

How is this different from standard bookkeeping or accounting?

Bookkeeping tells you what happened. Smart CFO helps you plan what happens next. We provide forward-looking reports, track your key financial health metrics, and guide you through decisions like pricing, cash flow, and funding. It’s strategic, not just transactional.

What’s included in the monthly service?

Every month, you’ll receive a clear financial report pack, a custom dashboard, flagged insights, and a summary from your accountant. Depending on your package, we also include quarterly cash flow forecasts and a one-to-one strategy session

Do I need to be a Smart AI Accounting client already?

Smart CFO includes all of our bookkeeping and compliance services — it’s our most complete support package. You get everything from transaction coding, VAT returns, and statutory accounts to monthly reporting, forecasts, and strategic reviews.

There’s no need to “add on” anything else — it’s all built in.